The Best Solution for Your New Brunswick Boat Insurance
When it comes to insuring your watercraft, there's a big difference between
Canada's legal requirements and your wise conduct.
So, while pleasure boat insurance is not legally required in Canada (but
you do need a Pleasure Craft Operators Card -- PCOC), it is sheer common
sense to invest a relatively small sum to protect the big investment that a
boat often represents.
There are enough boating accidents in our province every year to answer the
question "Do I need boat insurance?" You bet.
But when you buy marine and boat insurance coverage, you want to be sure
you have the right protection for your watercraft and that you're getting
the best value.
That's why owners in Sussex and surrounding NB communities have relied on
Pearson Insurance for more than 80 years to provide the protection they
Here’s why our boat insurance experts, our links with all the leading
insurers and our friendly client service are all you need to get the best
Boat Insurance Explained
Watercraft insurance has developed over the years to meet the wide range of
needs of boater’s.
So, the first thing you need is to have is a custom plan, tailored
specially for you and your boat. That's what we do at Pearson Insurance!
Second, if you use a small non-powered craft like a canoe or kayak, you
most likely already have the coverage you need in your home insurance
policy -- or it can be added. Check with us to find out.
For all the rest -- from sailboats, fishing vessels and cruisers to
dinghies and personal water "bikes" like Sea-Doo’s -- there's boat
What Does Boat Insurance Cover?
The key parts of a good boat insurance policy protect you, your passengers,
your vessel, other vessels and other users.
Typical options would include:
- Boat liability insurance to protect you against claims from others for
injury or damage that you or your craft cause. This can also include
defence costs and salvage fees.
- All-risk coverage for damage to or loss of your boat, equipment and
property, including personal possessions. It can also cover damage caused
to your vessel by another at-fault boater who isn’t adequately insured.
Trailers can also be insured.
- Coverage while your vessel is out of the water, or in storage.
- Medical costs relating to incidents and accidents aboard your boat.
- More options such as providing a replacement boat while yours is being
repaired, emergency towing, watersports liability, land transportation and
even roadside assistance when you're on route.
Who Does Boat Insurance Cover?
You, your passengers, your water-skiers or tubers, users of other vessels,
swimmers, and even people who borrow or use your vessel or equipment can be
insured, depending on the policy.
How Can I Save Money on My Boat Insurance?
We work with multiple insurers and can shop around for the best rates, and
we can sometimes secure even lower rates for clients who opt for higher
deductibles, policy restrictions, vessels equipped with various safety aids
and some club memberships.
How Much Does Boat Insurance Cost?
Find out right now by contacting Pearson Insurance! We can arrange a fast
quote and answer all your other New Brunswick boat insurance questions
without charge or any commitment on your part.
We're also right here in Sussex to provide a full support service including
help with claims.
Contact us now at 506-432-1550 and discover why Pearson Insurance is easily your best
solution for your New Brunswick boat insurance.