The Right Insurance for Your New Brunswick Electrical Business
Insuring your New Brunswick electrical contracting operation is a key part
of your business plan for success.
You can’t afford to take chances, so it makes sound sense to work with a
local broker with a depth of knowledge about doing business in New
In Sussex and surrounding areas, many contractors already rely on the
friendly team of professionals at Pearson Insurance to provide that
service, just as we've been doing for more than 80 years. Why not join
What Is Electricians Insurance?
Our New Brunswick electricians insurance package covers a wide range of
protections for all types of electrical business including maintenance and
repair services, HVAC services, lighting, construction installations and
We provide essential coverage and options that include:
- Electrical contractors' commercial general liability (CGL) insurance of
$1million or a higher limit if you want, to protect you against the costs
of lawsuits, damages and injury claims.
- Professional liability protection (sometimes called errors and omissions insurance) services you provide and against claims of professional
- Commercial coverage for your buildings, workshops, tools and equipment,
including optional coverage for on-site equipment, sometimes referred to as
installation floater insurance. This can protect against fire, theft,
vandalism and certain types of storm damage.
- Electricians' commercial auto insurance for your business vehicles, with
optional coverage for employees using their own cars for work, as well as
- Business Owners Policies (BOPs), which combine several different types of
coverage into a single policy
- Cyber liability insurance to defray the costs arising from data breaches
and identify theft claims.
- Business interruption insurance to protect against losses if your
activities are disrupted by a covered incident.
- Employee dishonesty insurance -- crucial for protection when your
employees are frequently on others' premises.
- Builders risk insurance, which provides protection during project
development and construction, before completion.
- Contractor surety bonds, which are often required by local governments or
other major project commissions.
What Type of Electrical Contractor Insurance Do I Need?
You may not need all of these protections, depending on the nature of your
electrical business. Pearson Insurance will answer your questions and help
you decide on the scope of coverage, policy limits and deductibles,
We tailor your electrician insurance program around the needs of your
business -- so you're fully protected without buying coverage you don’t
That means building a policy that includes all the essentials, like
liability coverage, plus options to meet your requirements and your budget.
If you're in a hurry, we can get you insured fast. But for a truly
customized plan, we'll get to know and understand the detail of your
Then, as an independent broker, we'll scour rates and coverages from
multiple insurers to secure a competitively-priced policy, with any
After that, we'll keep your policy under regular review so it remains
price-competitive, and keeps up to date with changes in the business
The Pearson Insurance Advantage
When you insure your electrical contracting business through Pearson you
reap the benefits of working with an experienced and local broker, here on
the ground, to help and support you.
As well as securing great deals, we can provide advice on risk management,
keep on top of new insurance coverages that you may want and, crucially,
provide advocacy services on your behalf if you need to file a claim.
Don't wait. Find out more now
There are too many risks in the electrical contracting business to operate
without a solid insurance policy to protect you.
Whether you're starting out in the trade or you're renewing existing
coverage in and around Sussex, you should be speaking to Pearson Insurance.
We can swiftly review your business needs and provide a competitive quote
without any cost or commitment on your part.
You can call us at (506) 432-1550 or email us at firstname.lastname@example.org.
There's potentially a lot at stake, so don’t wait. Find out more now!